Harmony N. Oswald
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Fintech Founder - lucy technologies, inc
Our legalucy brand is the #1 pre-lawyer legal platform on the market, and lendinglucy is COMING SOON!
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Finance Attorney
CA License # 312726
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Phone:
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Email:
fintech: harmony@discoverlucy.com
finance law: hno@oswaldfirm.com
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Mailing Address:
117 Bernal Road, Suite 70-179
San Jose, CA 95119
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2019 Top Veteran Owned Business CEO
2021 Book of Lists, Cover
Harmony N. Oswald, Esq.
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Work style: brave and confident leader, emotionally intelligent communicator
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self starter, lifelong learner, organized and reliable
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excellent communication skills - more than two decades experience in media and communications
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creative strategist - holds an Associate Degree in graphic design from The Art Institute
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recipient of Santa Clara Law's High Tech Law Certificate with Honors and High Tech Excellence Award
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ELFA Innovation Advisory Council since May 2023
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​Speaker on 2 panels (AI / legal issues + AI / fraud) at the 62nd Annual Convention in Oct. 2023
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panelist at National Equipment Finance Association's Funding Symposium (AI / fraud) in Oct. 2023
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featured by Silicon Valley Business Journal: on the cover of their 2020-2021 Book of Lists and in the Banking & Finance section, page 91; life story featured in Nov. 2020, "CEO of Small Business Law Startup Legalucy Learned to be Fearless;" and recognized in 2019 as a "Top Veteran Owned Business" CEO
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during the pandemic, I appeared virtually in CA superior courts, winning 16 trials and obtaining judgment in favor of my client plus costs
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featured by Monitor Daily and American Association of Commercial Finance Brokers in March 2022
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featured by Santa Clara Magazine in November 2021
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featured by Santa Clara Law in October 2021
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owner & producer at The Lucy Report
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owner & producer at My Pandemic Proof Business
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host of Think Outside the Bank podcast for small business owners
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established partnerships with organizations such as Founder Institute and Women Who Code
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guest lecturer at San Jose State University School of Global Innovation and Leadership
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mentor to law students at Santa Clara Law ELC, business students at SJSU IDEAS startup accelerator, and startup founders at Founder Institute
Outside of the office: wife, mother, daughter, sister, and friend
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married for 20 years
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mother of two amazing young adults; a daughter who is a current vet student at UC Davis School of Veterinary Medicine and a son who is a current law student at UC College of the Law, San Francisco (formerly known as UC Hastings).
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U.S. Army First Infantry Division Veteran - served as a broadcast journalist overseas
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former NBC Fear Factor contestant
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loves the ocean, autumn, art, books, hiking, traveling, and spending time with family
EXPERIENCE
2018-Present
Founder & CEO
LUCY TECHNOLOGIES, INC (discoverlucy.com)
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lucy technologies empowers small to mid-size business owners to earn, protect, and attract more money into their companies. Our legalucy brand is the #1 pre-lawyer legal platform on the market, and lendinglucy is COMING SOON!
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legalucy is a patent pending, interactive pre-lawyer assistant technology empowering SMBs to narrow down issues prior to going to a lawyer. In 2019, legalucy was invited to moderate the "Current Trends in IP Valuation" session at the International IP Law Association's 4th Annual Meeting, and the Silicon Valley Business Journal selected legalucy for their "Top Veteran Owned Business" list. In Nov. 2020, legalucy was again featured by the Silicon Valley Business Journal, and was later selected for the cover of the 2020-2021 Silicon Valley Business Journal Book of Lists (see also Banking & Finance section, page 91). As of 2023, Legalucy provided over 20,100 legal solutions and served over 3,800 users. In 2024, lucy technologies was selected by NASDAQ for their Milestone Circles cohort.
2020-Present
Litigation Attorney
OSWALD LAW FIRM
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Finance Litigation and Enforcement, Creditor Rights
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JP Morgan Chase, Capital One, Target, Bank of America, Citibank, Macy’s, Balboa Capital, Centra Funding, Channel Partners Capital, Ascentium Capital, Maxim Commercial Capital, Comerica Bank, Alliance Funding, and more
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CA licensed attorney since 2016
After working at Hunt & Henriques and Wright Law Group as a finance litigator and establishing an undefeated trial record- winning 16 trials to obtain judgment in favor of my client plus costs, in January 2022, I launched Oswald Law Firm to focus on results driven CA commercial finance enforcement. I help clients to meet their goals by drafting and sending demand letters, leading effective, pro-active campaigns to locate and collect collateral quickly, filing lawsuits, preparing and filing default packages, engaging in discovery (Request for Admissions, Request for Production of Documents, Special Interrogatories, Form Interrogatories), making various Civil appearances (CMC, MSC, TSC, TRC, OSC), making law and motion appearances (RFA, JOP, MSJ), drafting oppositions, engaging in settlement negotiations, drafting payment plans and stipulated judgment agreements, completing trial preparation including working with witnesses, appearing at trials, conducting post-judgment asset investigations, leveraging all available post-judgment remedies to turn assets into funds through possession and sale of personal and business property, real estate, garnishment of wages, and bank accounts, and providing analysis and advice regarding the course of action most likely to succeed in the collection of assets. Oswald Law Firm blog articles have been published by Monitor Daily, NEFA Newsline, Equipment Leasing & Finance Magazine, AACFB Commercial Break, DealMaker Magazine, and Equipment Finance Advisor.
2017-2018
Founder & Managing Attorney
PARAZIM
Parazim law firm handled corporate transactional and intellectual property related matters such as corporate entity selections, formations, and conversions, drafting bylaws, stock incentive plans, restricted stock purchase and shareholder agreements, advice regarding corporate procedures and risk management, financing assistance, securities law compliance, IP protection, brand development, customized counseling, and "pre-made legal form" document review. We provided trustworthy guidance to ensure clients most effectively met their goals.
2016
Legal and Business Consultant
2015
High Tech Intern
HACKERS/FOUNDERS
Provided legal and business consulting on international matters.
GOOGLE, INC.
I negotiated an agreement and drafted an engagement letter between Google and Santa Clara University. I worked with patent counsel, interviewed an inventor, and wrote a defensive patent publication, "Ranking Content Suggestions Based on Calendar Data," April 2015, published HERE.
2015
Legal Clinic Intern
SANTA CLARA ENTREPRENEURS' LAW CLINIC
I provided transactional legal services to Silicon Valley startups. Tasks included conducting client intake interviews, performing conflict checks, drafting engagement letters, case planning, drafting a trademark advice memo, drafting a corporate entity selection and formation memo, drafting a regulatory compliance memo, drafting a release and limitation of liability form, and drafting a terms of service and privacy policy.
2015
Legal Extern
2000-2009
Journalist
1997-1999
Soldier and Journalist
CA LAWYERS FOR THE ARTS
I conducted research, writing, and was a national conference guest speaker discussing IP law for prisoner artists. View the published piece, "Creative Freedom Behind Bars" HERE.
FOX 8 AND ABC 23 NEWS
I investigated and reported on relevant, breaking news to meet strict newsroom deadlines.
U.S. ARMY FIRST INFANTRY DIVISION
While upholding general military duties as a soldier in the U.S. Army stationed in Wurzburg, Germany, I worked as a 46R Broadcast Journalist to communicate Department of Defense policies and programs via media distributed by Armed Forces Network Europe.
EDUCATION
2013-2016
Juris Doctor
SANTA CLARA LAW
High Tech Law Certificate with Honors
High Tech Excellence Award
Entrepreneurs Law Clinic, Writing Contest Winner
Gender and the Law, Witkin Award
2009-2013
Bachelor's Degree
PENN STATE UNIVERSITY
Bachelor of Arts in Law and Society, Summa Cum Laude
President’s Freshman Award
President’s Sparks Award
Evan Pugh Scholar Award
1998
Diploma in Broadcast Journalism
DEFENSE INFORMATION SCHOOL
Army Achievement Medal for International Broadcast Journalism
1998
Basic Combat Training
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1997
Associate Degree
U.S. ARMY TRAINING CENTER
Superior Performance Award
BRADLEY ACADEMY/ THE ART INSTITUTE
Graphic Design